Ariel,
eBay does offer full protection, but for most (not all) transactions. They do not cover wire transfer. Here's their policy:
Purchases are covered by the eBay Money Back Guarantee when all of the following are true:
An item isn't received or it isn't as described in the listing
A case is opened no later than 30 days after actual (or latest estimated) delivery date, or for tickets, 7 days after the event
The purchase was made with the Pay Now option or an eBay invoice
One of the following payment methods was used:
PayPal
ProPay
Skrill
Credit card or debit card
Bill Me Later
The item was paid for in a single payment (including payments with Bill Me Later).
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